Senior Software Engineer I - Hold team - Java

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

Job Description

More about our mission and what we offer.

About The Role

Team you’ll be working in: Hold

We are looking for a Backend engineer to join the Hold team. The team has a broad scope in Account space - customer features (converting money, holding different currencies, bank statements, sharing account with partners, etc.) and platform (product ledger, APIs for other Wise teams).

How We Work

For everything we do, we keep our customers' needs in mind. We prioritise projects using research based on the data, collect the feedback from customers and learn from our mistakes. At Wise, we believe in independent teams where we define our priorities ourselves and everyone can contribute with ideas and suggestions.

Impact

Your work will directly impact millions of customers that trust Wise to manage their money. The solutions you develop will play a crucial role in sustaining and accelerating Wise’s growth, ensuring that our product offering stays a step ahead of our customer's needs and global market demands.

What will you be working on?

Key Focus Areas For The Team Are

• Offering new types of accounts (Savings, Joint)
• Scaling product ledger platform (new capabilities, reliability)
  
  

What do you need?

• You know how to deliver complex product solutions and build distributed systems which are used by millions of customers.
• You are proficient in backend programming languages like Java, Python or Go.
• You have extensive experience in designing and implementing asynchronous, reliable and scalable systems in microservices environments.
• You have a strong product mindset and genuine passion for user experience — you prioritize customer value and make data-driven decisions.
• You have a self-starter attitude with a collaborative spirit — you work well independently and across teams.
• Clean, efficient, and well-tested code is your standard — you’re big on performance and maintainability.
• You are a strong communicator and can articulate complex, technical concepts to non-technical audiences. You know how to communicate with multiple teams and find the best solution that suits everyone.
  
  

Nice To Have

• Experience in API-first development
• Experience working with ledgers and/or payment processing
  
  

Interested? Find out more:

• How we work – a practical guide
• DEI @ Wise
• Wise Tech Stack (2025 update)
• Our Engineering career map
• Scaling our Infrastructure; how we make it work
• Wise Engineering – https://medium.com/wise-engineering
  
  

What Do We Offer

• Starting salary: £85,000 - £105,000 + RSU's
• Wise Benefits
  
  

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.