Protection Underwriter

Protection Underwriter

Salary: £40,000 - £42,000 dependent on skills and experience

Until the end of July 2025 - Fixed Term Contract/ Secondment

Hybrid working (office based in Birmingham) – Currently 1 – 2 days in the office per Month after training

As a proud mutual since 1841, Wesleyan is committed to creating brighter financial futures for our customers and members. We specialise in providing financial services to some of the nation’s most trusted professions: GPs, hospital doctors, dentists, and teachers.

To find out more about what we do, visit our website: https://www.wesleyan.co.uk/about

We are proud supporters of the ABI Making Flexible Work campaign which means we are open to discuss flexible working, job shares and part time options.

Your role:

We are recruiting for a Protection Underwriter to assess Income Protection plans for Wesleyan's niche Medical and Dental market.

You will be joining a small but experienced technical team of six dedicated professionals. With over 40 years of collective experience working together in a team, there is a wealth of knowledge and support.

This is a great opportunity to develop your underwriting skills within a specialised sector, ensuring every day is both challenging and fulfilling. This role could be ideal for someone with life and critical insurance experience looking to develop their underwriting knowledge within Income Protection

What you’ll be doing:

• Provide a market leading service to Wesleyan’s customers by underwriting new and increase protection applications, carrying out work in a productive, accurate and professional manner.
• Ensure underwriting exclusions and ratings applied are in accordance with Wesleyan’s underwriting philosophy, commercial risk and regulatory requirements.
• Develop effective professional relationships within the Protection area and other key stakeholders including Financial Consultants
• Taking ownership of customer underwriting enquiries and pre-sales. Liaising with customers directly in resolving any technical queries relating to the underwriting of the product.
• Ensure that underwriting procedures and philosophy remain up to date with any process, philosophy or regulatory changes

We’re looking for:

• Previous Income Protection, Life or Critical Illness underwriting experience
• A high degree of flexibility, adapting to new challenges
• Ability to communicate with all internal and external customers effectively
• Excellent attention to detail

Desirable:

• CII Qualifications

Benefits:

• 28 days annual leave (plus 1 additional “culture day” & bank holidays) – increases to 30 days with 5 years’ service
• Free secure underground Birmingham city centre parking (available on weekends for personal use – subject to availability)
• Annual performance-based bonus
• Pension contributions matched (+ 2%)
• Cashback and discounts on major brands in retail, leisure, health, and wellbeing
• Enhanced maternity & paternity pay
• 2 volunteering days per year

To find out more about some of the great benefits Wesleyan offer, visit our careers page: https://careers.wesleyan.co.uk/applicantPortal/rewards

What to know before applying:

Equal Opportunities: Wesleyan are an equal opportunities employer. We know the best teams are made up of inclusive groups of diverse people where everyone’s contribution counts, and we believe everyone has the right to proudly be themselves. We’re building a culture where difference is actively encouraged and simply recruit the best people for the job irrespective of lifestyle, life history and life choices.

Reasonable Adjustments: We understand that there are a wide range of reasons that you may require reasonable adjustments to the recruitment process- please let us know in your application how we can best support you.

VISA Sponsorship: We are unable to provide VISA sponsorship, and therefore cannot employ anyone who does not have the legal right to live and work in the UK – within our recruitment process you will be asked to provide evidence of your Right to Work.

Advert Closing: We typically advertise for two weeks, though we reserve the right to close adverts early if we receive a high volume of applications; we would therefore recommend an early application if you’d like to be considered for our opportunities.

Regulatory Requirements: Please note this is role is subject to regulatory requirements. As a financial services organisation we are committed to adopting the highest standards and we do this by employing individuals with the appropriate skills, experience and integrity to protect the Wesleyan Group and our customers. Relevant checks and assessments will be carried out during the recruitment process. The nature of the checks will depend on whether the role is subject to the Senior Managers and Certification Regime (SMCR) or the Insurance Distribution Directive Please note a criminal record check and credit check will apply and this role is also subject to ongoing checks in line with the Group SMCR Framework (Fit & Proper Policy).