Treasury Analyst

What You Can Expect From Us

• We offer a competitive salary of £41,150
• 32 days annual leave plus bank holidays a total of 40 days paid holiday per annum which is equivalent to 8 weeks.
• Opportunity to further increase annual leave with service or through the holiday purchase scheme.
• Immediate entry to our Pension scheme (matched contributions up to 10%).
• A great flexible working environment, with a range of family friendly policies.
• Simply Health cash plan with financial benefits and the option to extend to your family.
• Cover includes dental, optical, physiotherapy, 24HR private GP access and much more.
• Paid leave for absence including sickness, maternity, paternity, and adoption leave.
• Access of up to £150 annually through the ‘Learning for life’ scheme.
• Access to a wide range of discounts and cash back offers, ranging from retail and automotive to holidays and cycle to work scheme.
• Develop your career with support and access to training and qualifications.
  
  

About The Role

We are looking for a Treasury Analyst – to join our Operations team on a permanent basis. This position will be a home-based role, where there is no daily requirement to attend an office with the flexibility to attend as required.

The purpose of the role is to responsible for the day-to-day cash management and cash flow forecasting for the Group; maintain banking relationship and complete the payment processing for the Group; manage the security position across all lenders by working closely with the legal and asset management teams; production of monthly and quarterly reports monitoring liquidity and adherence to treasury policy.

Cash & Banking

• Lead on cash management and cashflow forecasting processes for the Group, reporting on rolling cash flows and liquidity as detailed in the Treasury Policy.
• Working with key colleagues in Finance to understand and challenge areas of expenditure. Complete stress testing of the cash forecasts to ensure awareness of risk and necessary mitigations.
• Monthly review of the RCF drawdown position against budget /forecast complete with commentary to explain variances in cash movement.
  
  

Risk & Compliance

• Support compliance with debt obligations, ensuring all interest and capital repayments are made and recorded correctly and on time. Maintain up to date knowledge of risks associated with current payment/banking controls, and services to guard against potential fraud and deliver value for money. Provide accurate and timely information for the annual and quarterly funder and regulatory quarterly survey returns in line with the deadlines. Calculation and review of the monthly banking covenant position ensuing compliance with all lender and Board requirements.
  
  

Securitisation

• Maintenance of debt security records and preparing regular returns to the Security Trustee and Lenders. Work closely with legal and asset management teams to support charging of security for future borrowing.
  
  

Technical and Accounting

• Lead the treasury month end process for interest and amortisation posting including analysis of any variances between actual and budget/forecast. Support the Business Partner – Treasury to deliver accurate annual/quarterly treasury budgets/forecasts.
  
  

Systems & Processes

• Develop and maintain up to date knowledge of the treasury management system by regular attendance at user groups to ensure usage is maximised; continue to improve processes; driving automation and efficiency where possible
  
  

Values

• Demonstrate a proactive attitude and collaborative approach to achieving objectives; encourage a culture of cross team collaboration; provide workplace mentoring for finance team members wanting to progress. Required as and when necessary to support areas of the finance team at peak times or on major projects
  
  

What are we looking for?

• Experience in treasury, banking, or finance.
• Experience of cashflow forecasting and business planning.
• Experience of maintaining external relationships.
• Intermediate to advanced IT skills.
• Strong verbal and written communication skills.
• Ability to plan and prioritise workload.
• Enthusiastic and action oriented.
• A full UK driving license and access to your own car
  
  

Desirable:

• Experience in the housing sector.
• Knowledge of operational risk management and controls.
  
  

Qualifications

Essential:

• AAT Level 4 certificate or equivalent experience.
• Hold a Certificate in Treasury Fundamentals as a minimum / have a willingness to study towards
  
  

Desirable:

• Working towards a finance professional qualification (ACCA, CIMA) / have a willingness to study towards
  
  

About Onward

Onward Homes is one of the largest registered providers of social housing in the Northwest, with 35,000 properties across in 52 neighbourhoods across the region.

We believe that everyone deserves a place to call their own, which is why we’re committed to building 500 new homes each year. We do more than just provide a roof over our customers’ heads, we’re here to make a real difference.

In addition to creating positive spaces for our customers we continuously strive to create a positive and progressive workspace to enable our colleagues to achieve their full potential.

We embrace diversity and strive for diverse teams to create an inclusive culture which enables Onward to thrive and be representative of the communities that we serve. We want to ensure that everybody has an opportunity to be part of our recruitment processes and will therefore make reasonable adjustments to accommodate our candidates. Please let us know if there is anything we can do to assist you with our recruitment process via the email address below.

If candidates have any questions in relation to the role at any stage of the recruitment and selection process they can contact the HR team on [email protected] and a member of the HR Team will be in touch.

Please note that we reserve the right to close the vacancy early prior to the closing date.

#INDLP