Senior Financial Crime Investigator

About the role:

The Operations Financial Crime - Senior Officer will play a critical role in maintaining the integrity of the Bank’s operations.

Detecting and preventing financial crime within Oxbury is critical. The Senior Officer will be responsible for recording, monitoring and reporting all activities associated with Financial Crime.

This role involves reviewing Transaction Monitoring alerts, investigating suspicious activity, understanding Source of Funds. Undertaking fraud investigations, reviewing High Risk flags and Indicators to include PEPs and Sanctions and rationalising decisions.

Role Responsibilities:

• Reviewing automated transaction alerts and identifying suspicious activity in customer accounts.

• Identifying and assessing individuals who are considered Politically Exposed Persons (PEPs) and their related entities. Screening for sanctions and adverse media.

• Maintain accurate records of all investigations and findings including detailed rationales for decisioning.

• Conducting thorough investigations into fraudulent applications, flagged transactions and accounts, ensuring concerns are addressed, rationalised and reported appropriately.

• Ensuring adherence to anti-money laundering (AML) and financial crime regulations and policies.

• Providing assessments on high-risk clients and conducting Annual Reviews.

• Ensure workflows are managed in accordance with defined procedures and meet standards for both quality and service level agreements.

• Handling sensitive information with discretion and maintaining confidentiality.

• A flexible approach providing cover and assistance around the business as required. Contributing to the development of a diverse and inclusive culture

Required skills and experience:

• 3+ Years Experience in a Financial Crime role (preferably within Financial Services)

• Experience in Transaction Monitoring, Screening and Fraud investigation

• In depth knowledge of CIFAS rules and procedures in the context of fraud investigations

• Strong Analytical skills, identify red flags and make informed decisions

• Sharp Attention to detail for accurate screening and risk assessment

• Reliable, honest and can contribute to create a thriving culture.

• Knowledge of regulatory policies within the financial services sector.

• Technical skills, able to use a variety of systems.

• Able to work in a fast-paced environment where change is embraced.

Alongside this we can offer you:

• A very competitive salary with an excellent benefits package.

• 25 days holiday, plus 8 days bank holiday (this increases with service).

• Oxbury Award (Bonus scheme).

• Free Personal Training session every week.

• Private Medical Healthcare.

• Employee Assistance Programme.

• Life Insurance.

• Enhanced maternity/paternity leave.

• Employee referral scheme.