Business Analyst - Cards and Payments

We are seeking a talented Senior Business Analyst with experience in the Cards and Payments domain to join our growing practice at Expleo. The successful candidate must have a d eep understanding of card payment processes, including transaction lifecycle, authorisation, clearing, and settlement. They must also hold core delivery and consulting skills.

Responsibilities

• Analyse and map the flow of funds within payment systems to ensure accuracy and efficiency.
• Utilise accounting principles to support financial reconciliation and reporting.
• Conduct detailed payments analysis to support strategic decision-making and operational improvements.
• Conduct thorough system and business analysis to identify requirements, design solutions, and ensure successful implementation.
• Leverage experience with payment methods (Pay by Link, Digital Wallets, and Open Banking) to enhance product offerings.
• Understand and manage set up of interfaces with Bacs for seamless payment processing Bacs payments, including Direct Debit and Direct Credit transactions.
• Demonstrate resilience and adaptability in a fast-paced, ever-changing environment.
• Mentor and share knowledge with clients and other team members to foster a collaborative and learning-focused culture.
• Exhibit strong drive and initiative to achieve business goals and deliver high-quality results.
  
  

Qualifications

• Bachelor's degree in Business, Finance, Accounting, Computer Science, Information Systems or a related field.
• BCS Business Analysis International Diploma (or equivalent)
  
  

Essential Skills

• Deep understanding of card payment processes, including transaction lifecycle, authorisation, clearing, and settlement.
• Understanding of setting up and managing interfaces with Bacs for seamless payment processing.
• Clear analytical thinking, strong stakeholder management skills and demonstrable experience of delivering change using technology and soft skills.
• Problem investigation and operational excellence
• Advanced MS Excel ability and working knowledge of MS PowerPoint, MS Visio (or similar process modelling tool) and MS Word
• Self-management, the ability to plan and organise your work to align with the client’s plan or milestone dates, by setting quantified goals and working to defined standards
• Eliciting and managing requirements
• Process modelling
• High level accounting and data modelling
• Agile and waterfall SDLC frameworks, roles, responsibilities and ceremonies
• Commercial and regulatory awareness
  
  

Experience

• Proven experience as a Business Analyst in Cards and Payments projects & Platform Implementations
• Accounting experience an advantage
• IT consulting experience an advantage
  
  

What Do I Need Before I Apply

• To be flexible to travel to, and work at, client sites located in northern Buckinghamshire
  
  

Benefits

• Collaborative working environment – we stand shoulder to shoulder with our clients and our peers through good times and challenges 
• We empower all passionate technology loving professionals by allowing them to expand their skills and take part in inspiring projects  
• Expleo Academy - enables you to acquire and develop the right skills by delivering a suite of accredited training courses 
• Competitive company benefits
• Always working as one team, our people are not afraid to think big and challenge the status quo 

• As a Disability Confident Committed Employer we have committed to:
• Ensure our recruitment process is inclusive and accessible
• Communicating and promoting vacancies
• Offering an interview to disabled people who meet the minimum criteria for the job
• Anticipating and providing reasonable adjustments as required
• Supporting any existing employee who acquires a disability or long term health condition, enabling them to stay in work at least one activity that will make a difference for disabled people
  

“We are an equal opportunities employer and welcome applications from all suitably qualified persons regardless of their race, sex, disability, religion/belief, sexual orientation or age”.

We treat everyone fairly and equitably across the organisation, including providing any additional support and adjustments needed for everyone to thrive